The Los Angeles Chargers made the decision to hire Jim Harbaugh as head coach this week. He has a history of turning organizations around for the better, which is important for a Chargers team that has been snake-bitten for years. Quarterback Justin Herbert profiles as one of the best in the league but has been unable to overcome the other top teams to this point in his career. Harbaugh's first order of business has to be altering the mindset of those in the building to believe in themselves and set the course for a higher standard. When things are going well, no one should be wondering when the other shoe is going to drop. As far as personnel is concerned, the Chargers are more than $50 million in salary cap debt, and the franchise has not proven to be willing to charge the credit card in the way New Orleans, Cleveland, Philadelphia and others have done. Those circumstances could lead to uncomfortable decisions with veterans like running back Austin Ekeler and wide receivers Mike Williams and Keenan Allen.